Keegan, Author at Foodie And The Fork | Recipe roundups for breakfast, lunch, dinners, and holidays!

Almost Homemade Bacon Cheeseburger Hamburger Helper

April 24, 2019 by Keegan

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This almost homemade hamburger helper is an easy dinner to make that the whole family will enjoy. It's simple enough to make when you have the ingredients on hand and will definitely satisfy a cheesy craving. Click to see the full recipe. #hamburgerhelper #groundbeefrecipe #cheesymac #macandcheese

First, gather up your ingredients. You need a box of mac and cheese, a box of “hamburger helper,” anything cheesy works really. We generally use the cheeseburger kind but have also used Italian shells and it was just as good. Some cheese melt, and real bacon bits, and your ground chuck (we use ground turkey from Aldi it’s $1.87 per pound).

When I first made this I only had those crunchy, imitation bacon bits on hand, and those worked just as well. I pretty much always have some of these real bacon bits on hand. They are great for adding to pasta, salads, or even scrambled eggs. Or, if you want to get super fancy, you can fry up some bacon and crumble it up.

Next, you want to brown your meat. I used a cast iron pan for this. I wouldn’t necessarily suggest it as the cheese gets pretty stuck on and it can be more difficult to wash off.

Once your meat is browned, add your noodles from both the boxed mac and cheese and hamburger helper. Then add both powdered cheese packets as well.

Stir in your milk and water. About 2 1/2 cups of each. I know this might sound like a lot, but you do have a lot of noodles to absorb the liquid. Cover the pan and bring to a simmer, stirring occasionally. You want the noodles to be mostly cooked through before you move to the next steps.

When most of the liquid is absorbed, add in about half of the bag of bacon bits, or about an ounce to an ounce and a half of bacon. Stir to combine. If you are using imitation bacon bits, cover the pan again to soften them up a little bit. Tip: If the noodles have absorbed all the liquid before they have cooked, just add another 1/2 cup of water or 1/2 cup of milk and continue to cook.

Now it’s time to get cheesy! Add about a cup and a half to cheese melt or Velveeta to your pan. This is about 2 1-inch slices that are then cubed. Stir to incorporate and melted.

If your boxed hamburger helper had one of these squishy cheese packets in there, this is the time to add it. If it didn’t that’s ok too. It will still taste good, I promise! You can either stir to combine or just leave all fancy like on top.

Now it’s time to dig in! This is sure to become a family favorite!

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What’s your favorite almost hamburger helper recipe?

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25 Quick and Easy Instant Pot Dinners for Busy Weeknights

April 11, 2019 by Keegan

My pressure cooker has been a lifesaver on busy nights or on the weekend when we have been running around all day and I don’t have time (or energy) to spend an hour in the kitchen. I always try to keep a few staples on hand so that even if there is no meal plan, I can have dinner on the table in less than a half hour. That way we are not tempted to order in a pizza, which saves us money and the food is better! Jump to recipes

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Short on time to make dinner? With a few key kitchen staples, you can whip up these easy Instant Pot dinners in no time! Click to see which 25 of these easy recipes you can make tonight! #instantpotdinnerseasy #howtoinstantpotrecipes #instantpotrecipesforbeginners #instantpotrecipesthatarekidfriendly #instantpotrecipestotryfirst #instantpotrecipesdinner #instantpotrecipesdump #instantpotrecipesonepot #instantpotrecipesonabudget #instantpotrecipesmaindish #instantpotrecipesofficial #quickandeasyrecipes

Optional (but highly recommended) Accessories

The Instant Pot is also available in 3-quart, 6-quart, and 8-quart to fit just about any size family.
Mini Angel Food Cake Pans – These are great for making little angel food cakes in your pressure cooker or other baked goods – (monkey bread, bundt cake, etc).
Steamer Basket – Available in 3, 6, and 8-quart sizes, can be used for any brand or pressure cooker. There is also a 3-piece divided basket where you can steam multiple types of veggies at once, which is also available in a 3, 6, or 8-quart.
9-Inch Glass Lid – This is for the 6-quart Instant Pot only. Make sure before you purchase, you check if your pressure cooker lid can be completely removed, otherwise, this accessory will not work for it.
Silicone Lid – Now you don’t even have to worry about putting your leftovers in an extra bowl. Now you can keep everything fresh inside the inner pot and pop it back in the pressure cooker to warm it back up.
Stainless Steel Trivet – This is essential for cooking things like ground chuck or making baked potatoes.
Spring Form Pans – These are great for making things like cheesecake or other baked goods in your pressure cooker.
Silicon Sealing Rings – The silicone sealing rings can wear over time, it’s always good to have a few extra on hand.
Bread Proofing Basket – Want to try your hand at artisan bread making? Make sure you pick up one of these babies!
Dutch Oven – Dutch ovens are great for making artisan bread! It provides that beautiful crusty outside.

Looking for an accessory kit, here is a good one that includes a steamer basket, springform pan, egg steamer tack, steamer trivet, tongs, mini silicon mitts, a cooking time guide, an egg bites mold, and a dish clip (for canning). But before I move on to the recipes, make sure to bookmark this page! That way when you are looking for something easy and super quick to make in your pressure cooker, you can come back here whip up one of these quick and delicious recipes.

Want access to the Free Printables Library with loads of resources for saving money, making a side income, and managing the money you already have? Enter your info below to get instant access to all the FREE goodies!

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25 Quick and Easy Instant Pot Dinners[ps2id id='recipes' target=''/]

These Instant Pot dinners are simple enough to whip up any day of the week. With a few staples you probably already have in your kitchen, you can have a full meal on the table in less than 30 minutes. Even if you forgot to thaw the chicken…

Instant Pot Mac and Cheese

From The Salty Marshmallow This recipe is so simple to through together and who doesn’t love creamy mac and cheese?! With three kinds of cheese, cheddar, mozzarella, and parmesan, you won’t have to worry about a bland dinner. Perfect served by itself or with some hot dogs for the kids.

Instant Pot Garlic Sesame Chicken

From Sweet and Savory Meals The perfect, quick chicken meal that works so well with a variety of side options. Serve over rice, riced or mashed cauliflower, mashed or roasted potatoes, or even noodles.

Instant Pot Ham Hock and Bean Soup

From Simply Happy Foodie I love ham soups! This is a great soup to make if you have leftover ham from another meal or a ham bone with some extra meat on it. This soup is packed with flavor and loaded with delicious veggies! Perfect for a cool spring evening.

Instant Pot Chicken and Wild Rice Soup

From The Kitchen Magpie Wild rice is such an underrated grain! It’s packed full of nutrients and is a great addition to soups of all kinds. Living in Wisconsin, we eat a lot of soup because it’s cold about 9 months out of the year, and this one is definitely on our family favorites list!

Dr. Pepper Instant Pot Pulled Pork

From Adventures of a Nurse I could eat pulled pork sandwiches like every day, they are my favorite! I never liked making them though because it always seemed so time intensive. We recently made pulled pork for the first time in our Instant Pot for my son’s birthday. It only took about an hour and it was so amazing, I literally could not stop eating it! Dr. Pepper in addition to this recipe gives it a little extra flavor kick!

Instant Pot Corned Beef and Cabbage

From What’s In The Pan I’ll admit, I’ve never been a fan of cabbage, but I totally eat this! This corned beef is so amazing and oh so juicy! I make this for St. Patrick’s day for my family and even my kids (well most of them) ate all of it! The corned beef is salty but not overly and just melts in your mouth!

Instant Pot Chicken Pot Pie Casserole

From Adventures of a Nurse One of my son’s go-to meals are those frozen pot pies, so when I make this ho goes crazy over it! This also reheats well for leftovers. The only thing I do differently with this recipe is make some buttermilk biscuits and serve the casserole over the biscuits. So hearty and good!

Instant Pot Pizza Pasta Recipe

From Family Fresh Meals Pretty much anything labeled as pizza my kids will eat. I love this meal because it is so easy to make and the kids (and husband) eat it up and ask for seconds! Serve with some garlic bread and you are good to go!

Instant Pot Hamburger Stroganoff

From Julie’s Eats and Treats You know they say “the way to a man’s heart is through his stomach,” well my stroganoff (recipe to come soon) is what sealed the deal for my hubby. I like to try different variations of recipes that I normally make because I love to experiment, this recipe is a close second to my stroganoff. I prefer this one as it is a little less labor intensive and tastes pretty darn good!

Instant Pot Chicken, Black Bean, and Rice Burrito Bowls

From Cook Fast Eat Well Mexican food is my second favorite (Italian is first!). What I love about Mexican recipes is the freshness and how you can pack a ton of beans and veggies into any meal. It’s even better when you can just throw everything together in a bowl like this chicken, rice, and black bean bowl. Don’t forget to top with fresh cilantro and a squeeze of lime!

Beef and Tomato Stew

From Eat Yourself Skinny I am literally drooling looking at this Beef and tomato stew! You know is recipe is going to be good when you can literally taste the meat melting in your mouth just by looking at the picture! With tender beef and whole potatoes in a flavorful tomato sauce, this is the perfect dinner for a cold winter evening.

Instant Pot Sweet Potato Chili

From Add A Pinch Every year my friend’s parents would have a chili cook-off, it was the highlight of the fall season. I find it simply amazing how many different kinds of chili you can make. One of my favorites is made with sweet potatoes. There is a touch of sweetness and heartiness of the potatoes that makes it so satisfying for those cold fall days.

Instant Pot Cheeseburger Soup

From Side Tracked Sarah Cheeseburgers are the best! Top off this soup with some lettuce, pickles, cheese, and tomatoes. Oh, I wonder how a fried egg would taste on here! YUM!!!

Instant Pot Spaghetti Bolognese

Spend with Pennies If you aren’t already aware of the difference between spaghetti and bolognese sauce, bolognese always contains meat, whereas spaghetti sauce does not. This bolognese is melt in your mouth, silky texture is sure to make it onto your list of family favorites.

Instant Pot Ribs

From Leela Licious I have a confession to make…I suck at grilling, so I generally avoid making anything that is traditionally grilled. Which included ribs, but once again, Instant Pot to the rescue! This ribs are SO good and I don’t even have to worry about planning 24 hours in advance to make them!

Instant Pot Split Pea Soup

From Savory Tooth This is such a great recipe to make on a chilly winter evening. The only thing that makes it better…bacon and ham! Toss in some cooked bacon and or ham right after it finished cooking and you are good to go!

Instant Pot Clam Chowder

From Simply Happy Foodie Creamy clam chowder served with a side of toasty, crusty bread, OMG! Even if you have never made clam chowder before, rest assured, this recipe will turn out perfect and will keep you coming back for more!

Easy Instant Pot Bang Bang Shimp Pasta

From A Spicy Perspective If you are in the mood for Thai food and don’t have the time to make anything complicated, then check out this easy bang bang shrimp pasta. The spicy Thai chili sauce really kicks things up a notch but isn’t overpowering.

Lobster Mac and Cheese

From The Yum Yum Factor Channel your inner Gordon Ramsey with this amazingly delicious and simple to make lobster mac and cheese. Packed with creamy lobster and topped with a crumbly, salty crust.

Vegetarian Lentil Tortilla Soup

From Peas and Crayons What better excuse to make this than to use up all those crushed pieces of tortilla chips at the bottom of the bag. Oh yeah, and because it is amazing! Optional toppings include cheese, avocado, tomatoes, onion, jalapenos, sour cream, and fresh cilantro.

Instant Pot Loaded Mashed Cauliflower

From Diethood If you are following the keto diet but have been missing cozy and warm mashed potatoes, this is a great alternative! Top off with some shredded cheese and crumbled, crispy bacon and you won’t even miss those carbs in potatoes!

Kung Pao Chickpeas

From Detoxinista The perfect protein-packed, meatless meal! Chickpeas are such a versatile food, they are also loaded with fiber and contain complex carbs which can help to balance blood sugars. Not only delicious but healthy!

Instant Pot Hamburger Helper

Hamburger helper has been a staple in my life since I was a child, and I love it! It is such a quick and easy meal to whip up that everyone will eat. I don’t, however, like all the sodium that is in the boxed varieties. This recipe is reminiscent of the hamburger helper I used to eat as a kid, without all the MSG! From Julie’s Eats and Treats

Instant Pot Spaghetti

From The Salty Marshmallow We make spaghetti at least two to three times per month. It’s cheap and feeds a family of 7 with leftovers, what more could I ask for? Making it quicker! With this recipe, I can have dinner on the table in about 10 minutes without having a pile of dishes to clean up after! To make things even easier, I batch cook my ground beef and freeze it so I don’t even have to worry about cooking that first.

Instant Pot Beef and Potatoes

From 12 Tomatoes

This entire recipe is made in the Instant Pot and popped in the oven to finish off with a bubbly layer of cheese. Super simple with five main ingredients and some spices, this meal is sure to quickly become a family favorite.

What’s your favorite quick and easy Instant Pot dinner? 👇Comment below 👇

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6 Financial Planning Tips to Strengthen Your Finances

April 5, 2019 by Keegan

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[convertkit form=5262760] I have invited guest contributor Jackson Maven here today to share his tips on how to effectively financial plan. A lot of buying and selling goes on in our day-to-day activities, which makes money a big deal. One of the best things you can do for yourself is strengthening your finances, so you don’t end up surviving on debt consolidation, which can be a little frustrating eventually. Managing your finance comes with its own challenges, and even greater for freelancers and entrepreneurs without a stable source of income. Getting multiple streams of income that are subject to change can get your finances in a mess if you aren’t careful. But the good thing is that you can still work towards it not crashing and be happy with your finances in the long run. Below are a few financial planning tips to help strengthen your finances:

Build adequate protection:

You can’t always predict the outcome of life. One minute you could be totally satisfied with your income and expenses and overall financial state and the next, you might be totally wrecked if care is not taken. To avoid this, it is best to have adequate protection by first identifying how much protection you need for either yourself or for your family. Once that is established, you can then work towards buying it through the right means. Insurance and investments help greatly in protecting you from future disaster. This could cover basic but essential areas like health, disability, and home. You need to know how much protection you need, and then work towards building an adequate one.

Be financially literate:

Everyone who makes and spends money should be financially literate at all cost. Know the basics, at least, and gather enough information as regards finance that you will need. Before making a financial decision, it is important to educate yourself, so you don’t ruin your entire finance life. Check out blogs, newspapers, websites and even online communities to get adequate info, and you can be sure that you won’t make any silly mistake. Read extensively on what you intend to decide on, so you don’t make your decisions based on ignorance. Also, remember to get the help of a professional where and when necessary.

Cut recurring expenses you don’t need or use:

Always run a check on your bank and credit card statements to see what you spend your money on and how you can cut it. You might sometimes realize that some of these expenses aren’t worth it and are just sucking up your money for nothing. Or you could realize that you don’t need as much as you spend on. Once you discover this, you have to find a way to cut it down to fit into your budget and not go into excesses. Online services or smartphone apps like Mint can help you check how you receive and spend your money so that you can see your expenses.

Take out things you have stopped doing or that you do not value anymore. Common examples include newspaper and magazine subscriptions that you don’t read anymore and can be replaced by online magazines and blogs; the gym membership that you stopped using because you now exercise at home. It could also be as little as the coffee and lunch that is brought down to you every day when you can as well try to arrange something from home and not have to order every day. If you look well into your expenses, you will figure out what the excesses are if you are truthful with yourself.

Make sure saving goals are SMART:

Once you start saving with a goal in mind, ensure the goal is SMART. SMART is an acronym that means that the goal is Specific, Measurable, Achievable, Realistic, and Time-bound. If your saving goal doesn’t meet these criteria, you may have difficulty in achieving it. Estimate what the goal will cost and then calculate how much you will have to put aside every week or month to achieve it in due time. Also, be realistic with yourself and ensure you can meet up with the fixed dedicated amount to help you reach your goal.

Prioritize debt repayments:

Start paying your debt relief programs as soon as possible, and not wait for an unrealistic increment of a paycheck in the future. Cut down on the number of debts you get into, and try not to get involved in those that are unreasonable or that can be entirely avoided. Housing loan is an example of good debt, but you can’t say the same for party loans and other social outings. You will need to clear off your debts to be able to save for your life goals conveniently.

Eliminate spending temptations:

Cut down on every spending temptation that might put pressure on your finances. Ignore mailboxes with credit card offers and sales notifications, so you don’t keep on spending. Also, take your time to unsubscribe from store emails that won’t stop sending you updates on their newest products.

These financial planning tips, if maximized well, will help you strengthen your finance in the long run. Focused on providing information for anyone in need of debt relief, Jackson writes a blog on debt settlement, debt consolidation, tax debt relief and student loan debt which helps to find the debt solution that fits their unique needs no matter the amount of debt they are in. ]]>

10 Essential Tips to Remove Debts with a Personal Finance Credit

March 28, 2019 by Keegan

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[convertkit form=5262760] I have invited guest contributor Kazim Raza here today to share his insights on how to remove debts with a personal finance credit.

Essential Tips to Remove Debts with a Personal Finance Credit

How is a healthy mind and healthy life possible without financial freedom? The cost/expenses analysis when done wrong can lead an individual into the abyss of debts, however, it’s the coming out of that abyss which is problematic and not the other way around. If you’re someone currently rolling in the abyss of debts, worry not, you’re not the only one. Opulen Financial Group Arlington VA gathered the following 10 tips to get your way out!

Budgeting is key

Never forget to create a budget for yourself. Having a certain amount of expanding can bound you every time you try sneaking into your favorite brand outlet. Hence, cutting back you’re more than cost expenses which led you here in the first place. After all, you know, if you don’t scale back your spending, you’ll dig yourself a deeper hole. Not sure how to start and set up a budget, check out Family Budgeting Basics-What You Need to Get Started

High interest first

By paying off balances with the highest interest rate first, you increase your payments to the rest of your debts.Use your money wisely, and tick off that big, scary fish first thing first.

Make a dent in your debt

This is your savior! Try paying more than your credit card’s minimum balance, each month. Thus, if you’re making payments monthly, gradually moves to weekly, and switching the amount from let’s say $50 to $100. It’s easier done than said!

Transfer your balances

A zero-interest balance transfer can save you hundreds on the interest. And it’s as easy as having a high-interest card with the confidence that the payment can be made in a few months only. Takeaway: You don’t want to pay AFTER the balance transfer expires though, or else the pros backfires. Want to learn how to fix your credit? Read A Step-by-Step Guide to Fixing Bad Credit

Use cash instead

For this one, you need more willpower. Regardless of the cash back and regular presence that you may get from accumulating credit cards, halt that accumulation and keep that aside from your wallet. Instead for the time being make cash your best friend. Why not save some while your at it and try the 52-week savings challenge.

Bonuses are bonuses

Whether it’s your yearly bonus coming up or the holiday ones, you know the drill by now. Avoid the temptations and utilize them in the better good- paying off your debts!!

Don’t save credit cards online

The information stored at the site you regularly do online shopping from makes it easier for the stores to charge you for the items you DON’T need. This instant, go and remove that info from the site you recently checked out of and save it all up instead.

Sell unwanted or unused items

Agreed these gifts must hold deep, sentimental values to you and surely brings fond memories back every time. But is it enough? All those presents from the birthdays, wedding, anniversaries, holidays and casual dinners that are lying at the back of your closet, can surely come to greater use. Snap some attention-grabbing pictures, do a background check for a fair and reasonable price list and sell these up. This can add you up a good amount of cash and catalyze your journey to financial freedom instantly.

Spend wisely

If check and balances are done right, of all the money and its spending, the question of debt must have never arrived. So, ask yourself again: Does this particular jacket have to be high-end or the thrift store would do for now? Daily lattes, you sure? How about walking this mile instead of a taxi? Trust me, minor changes like this and you don’t even have to sacrifice your lifestyle while altering your habits. Wealthy people often don’t spend like they are wealthy, learn how to spend like a millionaire!

Keep going!

Paying off your debts isn’t a curse bestowed upon you. It’s merely a phase. And like every other one, this shall too pass one way or the other. However, in the meantime, don’t forget yourself. You’ve been working really hard and it’s time to treat yourself with a little you time. So, every time you tick off yet another payment goal from your list, you know what to do. Don’t forget to be easy on yourself amidst this interval. You’ve come this far. Don’t give up now. Just keep going, following these tips and you’ll get there at the right time. Kazim Raza is a professional blogger and digital marketer who works with business owners on branding and marketing. You can find him on Facebook here. ]]>

5 Healthcare Budgets Hacks You Need To Know

March 21, 2019 by Keegan

HAVE to pay for, there are ways to save a couple of extra dollars on our health care expenses.

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This post may contain affiliate links, which means that if you click on one of the product links, I’ll receive a commission or other benefit at no additional cost to you. Thank you for supporting The Daily Change Jar. Want access to the Free Printables Library with loads of resources for saving money, making a side income, and managing the money you already have? Enter your info below to get instant access to all the FREE goodies! [convertkit form=5262760] I have invited guest contributor Mary Early here today to share her insights on how to stack on the savings when calculating your healthcare costs.

Healthcare Budgeting Hacks

Sometimes, no matter how well you prepare, your best saving efforts can barely cover the cost of an unexpected health bill. A few years ago, I had an awful kidney stone. Between the ambulance ride to the hospital, MRI, and medication, I was financially scrambling for weeks after the incident. So, even with insurance, I have to find ways to cut corners. Safely, of course! I’m not going to the dentist in some random person’s basement. You should never compromise your health to save a buck. However, there are ways to be fully prepared for an incident and maintain your health in the meantime that won’t put you in the red. Here are some healthcare hacks I’ve followed to help surprise medical bills from feeling too overwhelming.

1. Budget Costs

First let’s address the most obvious: budgeting. To make sure you’re prepared, you should budget for healthcare costs. Don’t just plan on paying your premiums. You should also put aside some money every month to cover unexpected medical costs or medications. Ideally, you should have your annual out-of-pocket maximum set aside so that if you need healthcare, you can access it easily without worrying too much about finding the funds for co-pays or deductibles. An H.S.A is a hassle-free way to manage unexpected healthcare budget. You can either deduct money from your income at tax-time or your employer may give you the option to have it removed from your paycheck before taxes are taken out. Once you’ve figured out your annual health care budget, you can put that amount into your HSA to cover expected health care costs. The funds roll over from year to year, so HSAs are great for saving up in case of a medical emergency or a big health care expense like having a baby.

2. Shop Around

Healthcare is a commodity, and just as you look around for the best prices on clothing, food, cars, and other products, you also need to shop around to make sure you’re getting the best deal on insurance and healthcare. Try to look over your insurance plan and weigh other options once a year. You may want to consult with an agent to help you. When you need work done or medications, also pay attention to the costs and benefits of each option.

3. Take Advantage of Free Screenings

As they say, an ounce of prevention is worth a pound of cure. If you can detect health issues before they get out of control, you increase your chances of surviving the issue while also lowering the amount of healthcare you’re likely to need. In that vein, always go for free screenings. Most insurance plans cover routine screenings for high blood pressure, diabetes, and other issues. Some communities also hold free events where you can get these tests done. I take advantage of the CVS free screenings. They’re comprehensive, CVS provides a free screening that covers a variety of basic screening needs. You can find a participating CVS here.

4. Track Your Medical Expenses

Make sure to track what you spend during the year. As of 2019, if you spend more than 10% of your adjusted gross income (that’s your income after deductions have been subtracted) on healthcare costs, you can claim the excess as a tax deduction. For instance, if your adjusted gross income is $40,000, you can deduct any healthcare costs about $4,000. Usually, this only applies to unreimbursed costs. It doesn’t include insurance premiums.

5. Stay Out of the Hospital for Imaging and Routine Tests

In a lot of situations, you can choose to stay out of the hospital. In particular, if you need an MRI, another imaging test, or really any routine test, you don’t have to book that in a hospital. Instead, you should find an imaging center or a clinic to help you. Unfortunately, the emergency rooms in hospitals usually run at a loss. That’s because ERs are required to treat and stabilize anyone who walks through their doors. As a result, the rest of the hospital has to charge more for its procedures in order to supplement the cost of other patients. In contrast, when you go to an imaging center, the center isn’t leveling MRI cost for at-risk patients because it’s uniquely focused on imaging. Imaging Centers tend to have better equipment that’s used more often and extremely experienced staff members. To save money on healthcare, always be aware of what you’re spending, take time to research the most cost-effective options, and track your expenses. Most importantly, be diligent about getting the care you need in a timely fashion so that you detect issues before they get out of control. Mary Early is a Content Specialist at AIS Media. She is passionate about personal finance and writes for a variety of finance-related topics that she wants to share with everyone!

What do you do to save on your healthcare expenses?

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Amazing and Healthy Protein Recipes

March 18, 2019 by Keegan

With just about everyone jumping on the low carb bandwagon, healthy protein recipes are in demand! Although, eating the same old chicken and broccoli can get kind of boring!

The recipes listed below are so easy to quickly put together then you are in a hurry or just need a quick and filling snack!

I have invited guest contributor Abigail Kent here today to share her ideas on quick and healthy protein meals that you can quickly whip up!

Keeping up an ideal eating regimen has dependably been the need of great importance since individuals are so occupied with work that they don’t get time for themselves. The ideal fit for a decent eating regimen is protein, something that you basically cannot neglect. This is the reason we are going to give you probably the best protein nourishment recipes which will enable you to remain sound.

Spiced Scrambled Eggs:

One of the items that are promptly accessible in the market and has high protein content is eggs. We as a whole understand what a fried egg is. However, you can simply flavor it up with a couple of things so that you will have a dish that can enable you to buzz begin the day in the most ideal way.

Things you require

Some red chilies, a healthy measure of chopped onions, a whip of milk, a bunch of eggs and a nice measure of butter is all you require in this dish.

Directions:

Starting off with the recipe, break the eggs and place them in a bowl. Thus you put the chilies, onions, and margarine, and after that, you beat it to make the blend delicate and light and finish it off with the milk. After the preparation, essentially blend the mixture in the pan to scramble it while you add some sweet red tomatoes to counter the warmth a bit. This is all you have to do to serve an entire plate of bliss.

Banana Oat Protein Smoothie:

In the event that you are the person who is truly health conscious, we should disclose to you this is one dish which isn’t just delicious however it is exceptionally strong and helps to reduce muscle cramps.

Things you require

All you require here are a few bananas, oat, some unsweetened almond milk and skimmed milk.

Directions

So as to make it you should do the work of assembling every one of the ingredients and spot them in the mixer and let it weave its magic in conveying you the smoothie that will definitely satisfy the taste buds!

Veggie lover Chili:

In the event that you are one of those individuals who just eat veggie or a veggie lover or are essentially attempting to restrict eating meat then this is a dish simply ideal for you. A staple nourishment which is prominent in pretty much every family unit, the veggie lover bean stew is a healthy food for the entire family.

Things you require

To make this stunning dish you will require ingredients, for example, chilies, carrots, tomatoes, beans, jalapenos in the event that you like them, cumin and garlic.

Directions

To get the ideal bean stew endeavor to make it in a major pot, wherein you include all the primary ingredients like carrots, onions, and so on and blend them genuinely till they turn out to be a mixture. At that point gradually continue including ingredients like the tomatoes, cumin, and garlic, at the same time not neglecting to mix it consistently. When it gets the opportunity to bubble, decrease it delicately and mix occasionally. Following 60 minutes, when you remove the top of the pot, we can guarantee you that the whole house will be loaded up with the smell of crisply made chilies stew.

Re-Heated Fried Chicken:

The fundamental worry that individuals regularly have about protein-rich food is whether they will be healthy and this prepared up fried meal possesses all the necessary qualities flawlessly and even gets in our budget.

Things you require

To begin off, you will require boneless chicken bosom, egg whites, olive oil, low-fat spread milk.

Right off the flap, include every one of the ingredients in a bowl with the exception of the chicken and whisk them together.

From there on, include the chicken in the blend and ensure that it is uniformly covered. After you are finished with it, put the chicken in little sacks and seal them so any abundance milk isn’t adhering to the body of the chicken. At long last, brush the chicken with olive oil and place them in the oven to get the best heated up fried chicken ever.

Pan Grilled Salmon:

On the off chance that you are an individual who likes seafood, it is necessary that you generally attempt this pan singed salmon dish. Being healthy, this dish whenever cooked appropriately is very delicious and we can disclose to you that the crunchiness will take your heart away.

Things you require

All you need here is an ideal salmon fillet, some finely slashed onions, a little sesame oil, squeeze of nectar, some low sodium soy sauce.

Directions

You should make a blend of the nectar, ginger, soy sauce, and different ingredients. In this blend, include the filets and marinade them cautiously. Follow it up by placing it in a refrigerator for 5 minutes. To the extent the cooking is concerned, first cook the skin of the fish till it is crispy and crunchy, followed by a 5-minute cook on the skin or a limit of 7 minutes. After you are finished with them, decorate them with onions and here you got an amazing protein dish.

If you’re an online shopper you can look for some amazing discount coupons and deals to save a couple of bucks, while enjoying your dinner.

Abigail Kent is an enthusiastic writer who loves to write on lifestyle, fashion, money saving, and travel blogs. She holds a bachelor degree in computer science. She loves reading books and making new friends. Say hello to her on Twitter.

What is your favorite healthy protein recipe?

One In, One Out; How to Stop Buying Clothes You Don’t Need

March 7, 2019 by Keegan

A LOT! Then there are the kid’s clothes. I could literally outfit a small village with all the clothes I own. But this the year to purge! While recently cleaning out the basement room, which is literally a big closet at this point, I have actually been getting rid of things. I may or may not have a small issue hoarding clothes 😀. In my efforts to get a handle on the disaster that is my basement I have already taken five or six van loads to St. Vinny’s, and I feel like I haven’t even made a dent! I seriously think I might need some professional help on this!

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[convertkit form=5262760] I have invited guest contributor Renee Mazurek here today to share her insights on how to stop buying clothes you don’t need and purge the ones we already have.

One In, One Out

For someone who doesn’t like to shop, I used to buy way too many clothes. My drawers didn’t quite close, my shoes overflowed off their shelves, and I once considered moving to a new apartment for a bigger closet. I would exceed my monthly clothes budget for the sake of a “sale” (it’s a good deal, right?). I could only imagine the struggles of a shopaholic. One day, I decided to start implementing the “one in, one out” rule; every time I buy a new piece of clothing, I get rid of an old one. My apartment is less cluttered, my wallet is happier, and I value and wear all the clothes I own. The road to maintaining a smaller wardrobe isn’t easy, but here’s how to start.

Purge your current wardrobe

Sort through your clothes and take out the ones you no longer wear. You can fold them neatly, but I prefer to throw them in a satisfying mini-mountain in the middle of the floor. Don’t think too hard about what you toss over your shoulder. If you haven’t worn it in a year, toss it. If it doesn’t fit you anymore, toss it. If you used to love it, but now it’s faded/stained/stretched out, toss it. If you’ve put it on then changed your mind about wearing it multiple times, toss it. You’ll toss way less than you should and you may not get through everything you own all at once. That’s ok–the goal is to start.

Sell clothes in good shape to a consignment store

Throw away underclothes and anything that’s too worn. Gather everything in good condition (even if you think it’s out of style or ugly) and run a load of wash. Fold the clean clothes neatly into a bag and include shoes in “like new” condition, as well as belts, scarves, purses, and other accessories. Find a local resale shop. (I usually make the rounds to three different shops that each take different styles.) They usually take one or two items and give you cash or store credit. You’re not going to become a millionaire doing this, but some money is better than none. (If you’d like to try to make more money, post on eBay or Craigslist.) Donate the remaining clothes to a charity.

Institute the “one in, one out” rule

Now you’re ready to maintain or slowly trim down your essential wardrobe. If you bought new clothes with your consignment shop credit, you’ll have to toss more old items. This is usually where cutting out clothes gets tough. There’s that jacket you used to wear every day, but it never seems to come off the hanger anymore. That shirt cost a lot, but you’ve only worn it once, eight months ago. You tell yourself you need those shoes you wore for your sister’s wedding–you know–just in case you want to wear horribly painful silver heels at some future event. Whittle these non-essentials down one at a time and it won’t hurt so much. Eventually, you’ll get down to the essentials you actually wear and like. Knowing you’ll have to sacrifice a physical item, you’ll start to think twice about buying new clothes.

Tips for success:

Restrict your drawer space and number of hangers. This is a physical reminder to toss something since you’ll have nowhere to hang your new shirt.
Find a wardrobe size that works for you, personally. Some people may feel free with only 33 items, while others feel restricted.
Buy good quality clothes. They may be more expensive up front, but they last longer and usually look better.

Don’t buy something simply because it’s on sale

When you buy an item on sale, you don’t “save” 30%; you spend 30% less. The only way to save money is to not spend it. Sales can lure you in to buy clothes you don’t need. I don’t shop because there’s a sale; I look for sales when I need to shop. I like to browse consignment shops and clearance areas of high-end stores for quality unique pieces when I need a new dress (cheap dresses always seem to be too short). Use sales and discounts as a tool rather than letting them control you.

Benefit from your smaller wardrobe!

As you consciously consider your purchases and the clothes in your closet, you’ll save money and appreciate what you have. Your closet is a good starting point for cutting out unnecessary purchases since it’s easily definable, but you can also expand to controlling other types of shopping sprees. Coming home to less clutter simply feels better. When my apartment and closet look neat and everything I have fits into its own space, I find it easier to relax. I get dressed more quickly in the morning since I am familiar with each item in my closet and know it fits well. Laundry is less overwhelming. Because I own less, I can’t afford to let dirty clothes pile up. Living frugally and minimally saves more than money and helps break the vicious cycle of consumerism. For more tips on living frugally through your closet, check out: 25 Useful Ways to Save Money Every Day (Part 1). Renee ghostwrites for freelance creatives and small businesses. She’s also an adventurer, a language learner, and an outdoorswoman. Renee and her cat, Dragon, strive to live frugally and intentionally in a beautiful old apartment in San Antonio, Texas. Check out her website and follow her on Instagram to learn more!

How does the “one in, one out” rule work for you?

What are some benefits and challenges you’ve experienced?

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Planning to Enroll in College? Know how to Manage Major Expenses the Right Way!

February 28, 2019 by Keegan

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[convertkit form=5262760] I have invited guest contributor Dorothy Gracious here today to share her insights on how to prepare and manage major college expenses the right way.

Will I be able to manage everything?

You can’t help wondering this as the time has finally come where you are required to start your college journey. Every minute, you are attacked with the fear of getting out of the comfort zone, meeting new people, making new friends, undertaking new courses and experiencing new events. And while you successfully console yourself to deal with the anxiety of change, another apprehension hits your mind like a thunderbolt, “How will I manage my expenses?”… You might be responding with a resounding “YES”. Well, managing costs have always been a major concern for students planning to attend college or are already enrolled. With the pressure of submitting assignments within the deadlines, completing internships, being an active sports participant, and spending late nights with friends, managing finances seems to be a catch-22 for the majority of students. The good news is with a proper assessment of expenses and forming a budget, any student can lay a strong foundation for money management and ensure a smooth transition to the new phase of academic life. Below, we have highlighted some of the significant expenses that occur in college along with the savvy tips to manage them.

College Selection

No other decision has the potential to affect the costs as much as the choice of the college. More often students choose to attend the college on the basis of reputation and not affordability. As a result, they struggle to pay the tuition costs and end up regretting their decision for the years to come. Pro Tip–While accreditation plays an important role in choosing the right college, considering all the alternatives thoroughly can save yourself from committing a decade of debt. Never get lured with the prettiest campus or the popularity of the college, instead look for the options that offer the best value for money. There are many renowned public universities that provide the best education at the least cost, however, if you have the scholarships or grants to back up for the cost of a private college, you can definitely opt for it.

Living Expenses

Every year, a large number of freshman choose to live in dorm rooms as it provides access to controlled living costs and dining centers. Besides, you don’t have to worry about rushing to campus or fighting for parking spots. However, dorms take a huge percentage of the monthly expenses and as a result, many find themselves with no option of savings. Pro Tip–To save money on accommodation and to avoid a mountain of student loan debt, you need to take decisions wisely. Go for the dorm rooms in an older building rather than the newer buildings and find yourself a roommate to mitigate the dorm costs.

Spending on Textbooks

The average cost of books for college students ranges from $300 to $1000, which is equal to a few months’ rent. And in many cases, those untouched, spotless books always seems appealing to students to buy. But resist! Buying new textbooks will negatively affect your entire month’s budget. Pro Tip-Even though the bookstore seems to be a convenient option, there are plenty of alternatives available that can make a huge difference in the amount you pay. Spend a few minutes browsing online looking for Kindle or iPad or books online. Even with shipping costs, the costs will turn out to be cheaper.

Transportation

It is an inevitable expense in a student’s life. Whether you commute to campus or plan an occasional trip home, you’ll have transportation costs. On average, a student spends $1760 per year on transportation, which is nearly half of the average tuition fees. Pro Tip–Transportation costs vary depending on the location where you stay and the mode of transportation you are taking. Living on campus save you from such costs but when it comes to off-campus, paddling a bicycle or using public transport always proved to be the best ways to cut down costs. As the costs of operating a car like fuel, maintenance and parking sometimes exceed the overall budget.

Food

Yes, it’s not just the college fees or transportation, you also need to figure out how to feed yourself! You can take the bus instead of a cab, buy used textbooks rather than the new ones, but when it comes to food it becomes impossible to make cutbacks. And of course, starving yourself is not a healthy option. So, what is the pro tip to follow here? Read on to know… Pro Tip– One of the most effective ways to save money on food is to make a meal plan. This will help to avoid last-minute orders, keep a tab on the spending and make the most of leftovers. Apart from that, never visit a grocery store without a shopping list. This is because it helps to avoid impulse purchases and wastage of money.

Entertainment

Being a student, it is natural to end up procrastinating and planning for leisure activities. This includes meals out, concerts, movies, sporting events. All these activities have a serious impact on discretionary cash. Pro Tip–Why underestimate the fun of staying in for the night and inviting friends or roommates for a game of chess, classic board games or video games. Even a cup of coffee or tea provides you as much fun and an opportunity to create and cherish memories.

Takeaway

College can be expensive and sticking to an annual budget can be a painstaking process. However, getting acquainted with the basics to manage finances means you don’t have to be a victim of massive debt. Smart budgeting and spending wisely always help you achieve your academic goals without any hassle. Dorothy Gracious is a professional blogger whose passion lies in delivering valuable content to her readers. She explores topics mainly related to finance that includes the stock market, money saving tips, and much more. ]]>

Debt Consolidation – How It Is Becoming The New Way of Saving?

February 21, 2019 by Keegan

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[convertkit form=5262760] I have invited guest contributor Daniel Ng here today to share his insights on how to use debt consolidation to minimize your overall payments and actually save money in the long run.

Debt Consolidation – Can it help you save?

Money has always been the most fascinating and magical thing to human since ages. Those who find ways to earn quick, get ahead in the race and some stay at 9-5 jobs and just spend their whole life by just keep working all the time. On the other hand, there are many minds that learn the art of investing. They invest, get their money multiplied and moved out of the race. Other than investment, there are many places where your money can stick. When discussing investment, a word that is always attached to it is “Debt.” Some people invest, but those who do not invest and do jobs, they take credit cards and loans to fulfill their needs. Taking loans and credit cards sounds fascinating initially, but it comes with risks as well as it needs skills, sharpness and constant eye on the interest that you pay.

Do you have a debt on your shoulder?

Debt is a term that every 2nd person who earns has on their head. There are millions of users who have debt on their head and do everything best to clear them. This debt comes when money is either invested somewhere or purchased when you use your credit card. Bills keep on increasing, and you have multiple payments to be done at the end of the month. This makes your life harder, also stressing you about clearing the bills and keeping track of your due dates. If the due dates are not tracked by you, it piles up different interest amounts, and you end up paying more amount than your actual debt. But it is not that there are no solutions to come out of this loop.

How can you negotiate your debts?

There are few methods and relief funds which are available to provide help to you to negotiate your debts and help you in the best manner to move out of the loop of debt. So, when you decide to move out of the loop to clear your debts as soon as possible, isn’t it a better option if you can just pay a single amount to one of the debt collectors and they’ll do the rest. Just like you are paying different interest rates to all, why not pay only a single interest to one company and let them manage the rest of the parties. This practice is termed “Debt Consolidation.” Debt consolidation means combining all your debts, installments, loans, bills and credit card payments to one only debt, in order to quickly clear all loans at as low interest as possible. Debt consolidation is currently the best method if you look to clear your loans without any hustle and save as much as you can on the interest.

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For example, if you go with the conventional method of repaying your loans and bills separately every month for a debt of $10.000, your overall interest may count up to 30-40%, i.e. $4,000. But, if you choose to negotiate your debt by choosing a debt consolidation program, you will be paying interest of only 12-13$, i.e. $1,200. This way you will save almost $2,800. There are many factors that need to be taken considered while choosing a debt consolidation plan, let us review the factors:

Choosing the best firm available for the program: Recently, you will find many firms in the market that offer you less interest rate on the debt consolidation plan. But you need to make proper research on your debts and the methods that the firm is using to bring you out of this loop.
Don’t go for cheapest: Many firms provide cheap rates on debt consolidation, but you should play smart here and research on the history and track record of the company in clearing the debt of previous customers just like you. Don’t become a fish for them. Step in the market and find out the firm with the best reviews and ratings, also giving you the best rates at a good rating.
Choose the debts to be merged: Either you can merge your bills in one plan and loans in another plan, or you can merge all in one. You need to make a calculation and find the best way to save as much money as possible. It is always better to keep all debts including loans, credit card bills and medical bills in one merger.
Consider the payment to the firm in consolidation: When you choose to opt for debt consolidation, you need to pay a certain amount to the firm as well doing it for you. Thus, considering that amount also in the merger is most beneficial.

Now that we have understood the factors that help you decide, there are firms that offer you the best service to fulfill this aim. One trusted organization is National Debt relief. You can visit them at nationaldebtreliefprograms.com Let us understand the benefits of choosing National Debt relief over any other firm and how they can offer top benefit to you in clearing your debts:

No payment if no reduction: They provide you assurance to reduce the debt by consolidation. If they are not able to reduce the debt for you, you do not owe a single buck to them. This guarantee that debt reduction solution will be provided to you in any case.
Create a payment plan for you: They offer to design a payment plan and payment cycle for you so that you can pay the monthly amount that is affordable to you. This will help you clear your debt as well as live your life more comfortably.
Rates that do not put you back in debt: They offer you a decent rate of interest for their service that is always affordable to you as per your ability to pay. They aim to bring you out of debt and thus let you pay them comfortably so that it doesn’t become a problem for you instead of the solution.

Debt consolidation has majorly come up as one of the most effective solutions in clearing the debt. It is a solution not only for you but for credit companies as well. Most importantly, this solution will generate improvements in your credit score as well. Daniel Ng is a freelance writer who has been writing for various blogs. He has previously covered an extensive range of topics in her posts, including business debt consolidation, Finance, E-commerce, and start-ups. ]]>

Personal Loans – How to Use Them to Reach Your Goals

February 7, 2019 by Keegan

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[convertkit form=5262760] I have invited guest contributor Kelly Wilson here today to share her insights on how to use personal loans to your advantage without messing up your credit.

Personal Loans – To Use or Not to Use?

Nothing is better than a personal loan because you can fund your requirements. It is a top-notch facility that requires a valid ID and Genuine proof of income. If you are a taxpayer, then you can easily avail the personal within a fraction of minutes. Approvals of personal loans are really quicker than others. A perfect lender will able to pay a large amount of money within a fraction of minutes. A personal loan is really an affordable and convenient option. After getting the loan, you have to pay every installment at a perfect time. After that, you can achieve your dreams. As per professionals, a personal loan is really a great and viable option. Whether you want to buy a car or other vehicle personal loan would be a reliable option for you. The individual will avail the personal loan without giving any collateral. If you want to know more about personal loan, then you should read the following paragraphs.

Consolidate credit cards or bills

Currently, if you are using a credit card that is already charged to the higher interest rates and additional fee, then you should opt for the personal loan. According to professionals, an interest rate of the personal loan is quite lower than other options. However, if you are using credit cards, then you have to pay a higher amount of interest.

Student loan

Refinancing student loan will provide you with enough financial relief. Interest rate of the student loan is quite lower than other it cost 6% only. Apart from that, if you are facing complicated issues while getting a student loan, then you should try a personal loan which is available at reasonable interest rates. However, if you are taking a student loan, then you will get a lot of benefits. You don’t have to pay extra task whereas personal is totally depends on the income tax. After getting the loan, you should grab repayment schedule from the lender. A professional will provide you with genuine details related to the loan.

Sustain credit score

A personal loan will build a strong credit score within two days only. Currently, if your credit report is not good enough then, a personal loan might be a good option for you because it will help your account mix. According to professionals, if you want to create a strong credit score, then it is recommended that you should always take a different type of loans. After that, you should maintain the credit card utilization ration. You should always make the use of a lower amount only. Like, if you are using 20% of the total amount, then you can surely build a perfect score. After that, you can easily get a personal loan at reasonable interest rates. Don’t hesitate to reach out and get help from experts.

Always borrow limited money

All you need to take a perfect amount of loan that you can easily repay. If possible, then you should set a lower amount only. EMI amount should not be exceeding than 15%. If you have a repayment schedule, then it is remanded that you should set an automatic payment feature that would be really beneficial for you. Make sure that you are getting the personal loan according to the income ratio because you have to pay the complete loan at the perfect time.

Short Tenure

If you are paying the loan in three or four years, then the individual has to pay a higher amount of interest rates. Most of the lenders are offering home loan for almost 30years which is quite higher than others. Therefore, it would be better to take a loan for a short period of time only. If you are taking a higher amount of loan, then 5-year tenure would be a reliable option for you. Before getting the loan, you have to check the interest rates carefully. Sometimes it can be a tempting task because you have to read terms & conditions carefully. If you want a personal loan at a reasonable interest rate, then the individual has to invest extra efforts and time in the research. After that, you can easily avail the higher amount of personal loan with ease.

Pay amount on a perfect time

When it comes to the repayments, then you have to follow the schedule. Whether it is a short-term or long-term loan, the individual has to pay loan amount on the perfect time. If you are delaying a payment, then it will damage your credit score. It will automatically hinder the chances of taking a loan for other requirements later in the loan. If possible, then you should never miss a single EMI. Like, if you are missing the credit card payments, then you have to pay penalties to the lenders. They will charge a hefty interest rate that will pinch a big hole in your pocket.

Never invest borrowed money

It is really an essential rule that an individual has to take into consideration. Never invest borrowed money in the mutual funds and other things. If you really want to invest money, then you should always choose ultra-safe investments such as fixed deposits, bonds, and Recurring deposits. All things aren’t related to the market. Therefore, after a fixed period, you will receive a great interest. After that, it will able to maintain the credit score and other things with ease. If possible, then you should avoid taking a loan for any worthless tasks. Most of the people are taking loans for buying luxury watches and cars.

Debt consolidation

If you want to pay a lot of credit card bills and loans, then it is recommended that you should choose a personal loan. It is a really reliable option because you can easily pay the complete amount to all lenders at once. After that, you don’t have to worry about the other payments because the individual has to pay single EMI on a monthly basis. Moving further, whether you are taking a car loan or short-term loans, you should buy insurance cover with them to provide the safety to the family. Kelly Wilson is an experienced and skilled Business Consultant and Financial advisor in the USA. She helps clients both personal and professional in long-term wealth building plans. During her spare time, she loves to write on Business, Finance, Marketing, Social Media. She loves to share her knowledge and Experts tips with her readers.

Have you ever used a personal loan to help you reach your goals?

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What’s your favorite almost hamburger helper recipe?

Optional (but highly recommended) Accessories

25 Quick and Easy Instant Pot Dinners[ps2id id='recipes' target=''/]

Build adequate protection:

Be financially literate:

Cut recurring expenses you don’t need or use:

Make sure saving goals are SMART:

Prioritize debt repayments:

Eliminate spending temptations:

Essential Tips to Remove Debts with a Personal Finance Credit

Budgeting is key

High interest first

Make a dent in your debt

Transfer your balances

Use cash instead

Bonuses are bonuses

Don’t save credit cards online

Sell unwanted or unused items

Spend wisely

Keep going!

Healthcare Budgeting Hacks

1. Budget Costs

2. Shop Around

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3. Take Advantage of Free Screenings

4. Track Your Medical Expenses

5. Stay Out of the Hospital for Imaging and Routine Tests

What do you do to save on your healthcare expenses?

Spiced Scrambled Eggs:

Banana Oat Protein Smoothie:

Veggie lover Chili:

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Re-Heated Fried Chicken:

Pan Grilled Salmon:

What is your favorite healthy protein recipe?

One In, One Out

Purge your current wardrobe

Sell clothes in good shape to a consignment store

Institute the “one in, one out” rule

You might also like…

Tips for success:

Don’t buy something simply because it’s on sale

Benefit from your smaller wardrobe!

How does the “one in, one out” rule work for you?

What are some benefits and challenges you’ve experienced?

Will I be able to manage everything?

College Selection

You might also like…

Living Expenses

Spending on Textbooks

Transportation

Food

Entertainment

Takeaway

Debt Consolidation – Can it help you save?

Do you have a debt on your shoulder?

How can you negotiate your debts?

You might also like…

Personal Loans – To Use or Not to Use?

Consolidate credit cards or bills

Student loan

Sustain credit score

Always borrow limited money

You might also like…

Short Tenure

Pay amount on a perfect time

Never invest borrowed money

Debt consolidation

Have you ever used a personal loan to help you reach your goals?